Creator Platform Fee Calculator

Enter your price and how many people pay you each month to see what you actually keep on each platform after platform, processing, payout and plan fees.

Fees verified on October 28, 2026 against each platform's official pricing or help pages.

Monthly revenue: $1,000.00 · You keep the most on Ko-fi (Gold): $929.00

  1. Ko-fi Gold
    $929.00 kept · $71.00 fees (7.1%)
    Fee breakdown
    Platform
    $0.00
    Processing
    $59.00
    Payout / billing
    $0.00
    Plan
    $12.00
    • $12/month for a 0% service fee
    • Card processing still applies
  2. Postion Pro plan
    $912.57 kept · $87.43 fees (8.7%)
    Fee breakdown
    Platform
    $0.00
    Processing
    $59.00
    Payout / billing
    $8.53
    Plan
    $19.90
    • $19.9/month, 0% platform fee
    • Card processing passed through at Stripe's cost (2.9% + $0.30 for US cards)
    • One monthly bank payout (0.8% + $1)
  3. Stan Store Creator
    $912.00 kept · $88.00 fees (8.8%)
    Fee breakdown
    Platform
    $0.00
    Processing
    $59.00
    Payout / billing
    $0.00
    Plan
    $29.00
    • $29/month, no Stan transaction fee
    • Stripe or PayPal processing applies
  4. Postion Launch plan
    $902.73 kept · $97.27 fees (9.7%)
    Fee breakdown
    Platform
    $20.00
    Processing
    $59.00
    Payout / billing
    $8.37
    Plan
    $9.90
    • $9.9/month, 2% platform fee
    • Card processing passed through at Stripe's cost (2.9% + $0.30 for US cards)
    • One monthly bank payout (0.8% + $1)
  5. Ko-fi Standard
    $891.00 kept · $109.00 fees (10.9%)
    Fee breakdown
    Platform
    $50.00
    Processing
    $59.00
    Payout / billing
    $0.00
    Plan
    $0.00
    • 5% service fee on all payment types
    • Paid straight to your own Stripe or PayPal (2.9% + $0.30)
  6. Postion Free plan
    $882.87 kept · $117.13 fees (11.7%)
    Fee breakdown
    Platform
    $50.00
    Processing
    $59.00
    Payout / billing
    $8.13
    Plan
    $0.00
    • 5% platform fee, no monthly cost
    • Card processing passed through at Stripe's cost (2.9% + $0.30 for US cards)
    • One monthly bank payout (0.8% + $1)
  7. Buy Me a Coffee Standard
    $881.00 kept · $119.00 fees (11.9%)
    Fee breakdown
    Platform
    $50.00
    Processing
    $59.00
    Payout / billing
    $10.00
    Plan
    $0.00
    • 5% platform fee
    • 0.5% payout processing + 0.5% on subscription payments
  8. Patreon Standard (new creators)
    $841.00 kept · $159.00 fees (15.9%)
    Fee breakdown
    Platform
    $100.00
    Processing
    $59.00
    Payout / billing
    $0.00
    Plan
    $0.00
    • 10% platform fee for creators who joined after Aug 4, 2025
    • Processing: 2.9% + $0.30 per payment
    • Payout fees depend on payout method and are not included
  9. Substack Paid subscriptions
    $834.00 kept · $166.00 fees (16.6%)
    Fee breakdown
    Platform
    $100.00
    Processing
    $59.00
    Payout / billing
    $7.00
    Plan
    $0.00
    • 10% of each subscription payment
    • Stripe 2.9% + $0.30 plus 0.7% Stripe Billing on recurring payments
  10. Gumroad Direct sales
    $791.00 kept · $209.00 fees (20.9%)
    Fee breakdown
    Platform
    $150.00
    Processing
    $59.00
    Payout / billing
    $0.00
    Plan
    $0.00
    • 10% + $0.50 per sale
    • Card processing (2.9% + $0.30) is charged on top; Discover marketplace sales are 30%

How the numbers are calculated

  • Prices are in US dollars paid with US cards. International cards, currency conversion, sales tax and VAT add costs that depend on where you and your supporters are, so they are not included.
  • Card processing uses Stripe's standard US rate of 2.9% + $0.30 per payment unless a platform publishes its own rate. Refunds and chargebacks are not included.
  • Monthly plan prices are charged in full every month, so flat-fee plans such as Ko-fi Gold or Stan Store get cheaper as your prices and revenue grow.
  • Patreon's payout fee depends on the payout method you pick and is not included. Postion's is: one bank payout per month at 0.8% + $1, once your balance reaches the $100 minimum.
  • Postion is our product. It is listed with the same rules as everyone else, and it is not always the cheapest option.

Sources

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